Whether it's an emergency fund, a trip, a gadget or a deposit — ₹10,000 in 18 months breaks down into numbers small enough to act on today.
The math
| Per month | Per week | Per day |
|---|---|---|
| ₹556 | ₹128 | ₹19 |
Where ₹556/month usually hides
Audit last month's spending and you'll typically find it in three places: food delivery (often ₹2,000–₹4,000/month), unused subscriptions (₹300–₹1,000), and impulse shopping. Cap those categories and redirect the difference on day one of the month — savings first, spending second.
Keep the goal visible
Progress you can see is progress you protect. Create a named savings goal with a progress bar, contribute weekly, and check it during a 5-minute Sunday money review. Missing a week is fine; missing a month usually kills the goal.
Bonus: parking each month's ₹556 in a liquid fund or sweep-FD earns interest along the way — roughly ₹531 extra over the period.
Expense Tracker: Income Manager keeps budgets, EMIs, SIP goals and daily spending on your phone. No account, no ads, no cloud.
